Buying A House

Friday, October 8, 2010

House, asset or expense? Whichever way you put it, I just bought one. And that’s it. Whether it is something that could add to my net worth or actually make a long list in my expenses, it is something that I have already bought for as long as I am still young and able to pay.


I remember when I was little that I used to draw nice pictures of houses on where I want to live in. And, at my age I think it is about time.


Now, that I am 27, I think it is a good number to start acquiring my own property. Of course I still dream of spacious houses with lots of amenities as I have drawn it in my younger years. However, I have to be more realistic and practical for my first house (yes, I still am planning to have my dream house soon, hihi).


Condominiums are growing in number, and there are lots to choose from in the market today. Amidst its proximity to the metro and amenities, I still am inclined to having a house and a lot. I still am the type who prefers to have a garden and a gate instead of a lobby and an elevator. I guess it is just a matter of how you see yourself living years from the date you acquired your house.


As I pass by the malls, salesmen and women hand over brochures of houses with their floor plan, which really intrigued me each time. Then, I found this affordable property which I have shown my brother for opinions. And then, the discussion went on. We talked about the location and its worth. At the end of the discussion, I realized the initial house I saw is really not its worth. But that did not stop me. I browsed through the net, looked deeper in advertisements and forums, and got more inspired to have a house.


One sunny morning, I got up and invited my parents to spend the day with me for my official house search. We have a house in Cavite which made my search easier since we do not have to go back in Manila by the time we are tired. Plus, Cavite is really my target location since it is the closest thing to Manila. I know the pollution would be lesser, flood would be more avoidable, and the price would not be as much as within too.


TIP #1: Immerse yourself to your dream!


If you really want it, get yourself in it. Feel what it is like to have your own house. Go to model houses. Through this your dream would be closer to you. This could also help you know what you really want.


I went through different model houses and got excited each time. The interior is a plus factor. And, having all the concept of living in mind, it helped me identify which house would make me happy.


I would guide you further in my next articles. :-)

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